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Furthermore, customers for this sort of strategy might have serious legal or criminal histories. It is necessary to keep in mind that different service providers offer a series of concern ages on their assured issue policies as low as age 40 or as high as age 80 - state regulated program for final expenses. Some will certainly also provide higher face worths, approximately $40,000, and others will certainly enable much better survivor benefit conditions by enhancing the interest rate with the return of premium or minimizing the number of years till a full death benefit is readily available