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Additionally, customers for this type of strategy can have severe lawful or criminal backgrounds. It is necessary to keep in mind that different service providers provide a variety of issue ages on their guaranteed issue policies as reduced as age 40 or as high as age 80 - final expense network. Some will certainly additionally supply greater stated value, up to $40,000, and others will permit better fatality benefit problems by boosting the rate of interest with the return of premium or lessening the variety of years until a full survivor benefit is available